There are many people who often complain to me that although they started building credit a long time ago they still don’t have a perfect credit...
6 Ways To Get Approved For Your First Credit Card And Start Building Credit
Building Credit, credit, First Credit Card
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...
Do Utility Or Phone Bills Help Build Credit?
Getting a bill in the mail is not one of the most exciting times in life. Responsible, timely people, though, make sure that their utility and phone...
How Long Do Marks Stay On My Credit Report?
Even if you mess up your credit due to hardship, your credit is not messed up for life. You still have a second chance! The FCRA has set rules for...
5 Types Of Installment Loans And Their Best Uses
Installment loans are a widely used financial tool. They allow you to borrow a specific amount of money and repay it in fixed, regular installments...
My 2024 Predictions!
In the last few years, before the start of the year, I released a post with my predictions for the upcoming year. These predictions are just my...
What Credit Do I Need To Get Approved For The Ink Cards?
Update: Offers expired. You definitely don’t want to miss these offers! You can earn a total of 180,000 points (and even more when including a...
What Does “DLA” Mean, And Why Is It Important?
When reviewing your credit report (get a free copy here), you will notice that by each tradeline there is a note that says DLA (date last activity)....
A Great New Law For NY Residents Regarding Medical Collections!
Gov Hochul just signed into law a new bill called the Fair Medical Debt Reporting Act. This new bill forbids medical debt from being reported on...