Starting from December 10, 2023 for New York State residents: If a bank shuts down your credit card then the bank will need to give you 90 days to...
The App Is Now Live For Everyone To Sign Up!
Many of you have already signed up for the app and are enjoying it (the feedback is unbelievable)! Everyone who joined the waiting list has already...
Grand Announcement! It’s Finally Here
Over the last few years, many of our users messaged us asking that we create an app. We collected feedback from our users on what they would want to...
Are Credit Card Points At Risk? The Credit Card Competition Act
Update: This looks to be more serious now [TAKE ACTION BELOW]! We are so used to the credit card game as we know it. We are all enjoying lucrative...
New Chase Credit Card For Beginners! Freedom Rise
Update: The card is available online as well at this link. Hat tip DOC Here at HelpMeBuildCredit, we’re always encouraging you to start building...
[Update] Great News! Most Medical Collections Will Be Removed From Credit Reports
Update: Effective April 11, medical collections under $500 were removed from credit reports The top three credit bureaus; Experian, Transunion, and...
Will Higher Credit Scores Pay More On Mortgages Than Lower Credit Scores? No! Here Is What Changed
Credit Scores, Mortgages, News
In the last few days, many headlines circled the internet regarding new mortgage guidelines pushed by the Biden administration. Many have made the...
Important Mortgage Update: Finally – Fico 10T And Vantage 4.0 Can Be Used
Over the past 20+ years since credit scores were created, there have always been new and improved scoring models coming out and being used when you...
The Statute Of Limitations For Most Debt Collections In NYS Will Be Cut In Half! Effective April 7th
On November 8, 2021, New York Governor Kathy Hochul signed into law the Consumer Credit Fairness Act (the “CCFA”) which goes into effect on April...