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The Citizens Cash Back Plus World Mastercard offers 1.8% cashback on all purchases. It has many great travel benefits, including trip cancellation insurance.
- Credit: Good credit needed
- Credit bureau: Citizen Bank will usually pull your Equifax credit report
- Check application status: You can check your application status by calling 1 877 525 9248
- Reconsideration: If declined you can call 1 800 930 8916 to be reconsidered
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $500-$15,000
Avg. Credit limit$7,275
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
- Balance transfer fee: 5% or $10, whichever is greater
- No time by when the balance transfer has to be completed. I believe you can do it within the first full 15 months
- No penalty APR but you may lose the Intro 0% APR if you make a late payment
Worldwide primary coverage on international rentals, and secondary coverage on domestic rentals. Coverage is for rentals up to 31 days.
Get reimbursed for up to $600 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Cash Back Plus credit card. Max $1,000 or 2 claims per year.
Get your original manufacturer’s warranty time doubled (up to 2 years). (Will only cover if the original warranty is for 2 years or less). Max $10,000 per claim.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $15,000 per trip for non-refundable airfare or fares on a common carrier.