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The Citi Secured card does not earn rewards and also does not really have any benefits, the only good part is that there is no annual fee. The card can mature to a non secured card after about 18 months.
- Fair credit ok - newcomers welcome
- You can only get approved for 1 Citi Personal Card every 8 days, and not more than 2 Citi Personal Cards every 65 days
- Citi will usually pull your Experian credit report (If you freeze Experian you can sometimes request the reconsideration department to pull Equifax)
- You can check your application status here or call 1 888 201 4523
- If declined you can call 1 800 695 5171 to be reconsidered
- Citi Identity Theft Solutions