Discover It Secured

welcome offer

There is no welcome offer on this card.

Bonus Cash Value

Approximately $0*

Annual Fee

$0

Card Rewards

Earn 2% cashback at gas and restaurants up to $1,000 each quarter

Earn 1% cashback everywhere else

All cashback earned the first year is matched

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Discover It Secured card is overall the best-Secured Credit card. But it can be somewhat difficult to get approved if you have negative marks on your credit report. The card can mature to an unsecured card after 8 months of on-time payments

Card-Smart Tips & Advice
  • Secured credit card - no credit needed
  • You can only have a total of 2 Discover Credit Cards
  • Discover will not approve you for more than 1 Credit Card within every 12 months
  • Discover will usually pull your Experian credit report, sometimes Equifax
  • You can check your application status  here  or call 1 800 347 2683
  • If declined your application cannot be reconsidered
Card Details And Benefits
  • Free Fico credit score
  • No Foreign Transaction Fee

Compare Secured Cards

 
Annual fee Minimum Deposit Rewards Perks
Discover It Secured $0 $200  Earn 2% cashback on gas and restaurants on up to $1,000 spent each quarter. Unlimited 1% cash back everywhere else. Plus, all cashback earned the first year will be matched. No foreign transaction fees, free Fico score
Capital One Secured $0 $49, $99 or $200 (the final amount will be determined by Capital One after submitting your application) No rewards on any purchases No foreign transaction fees, auto rental collision waiver, purchase protection, extended warranty protection 
Bank of America Secured Card $0 $300 No rewards an any purchases Free Fico score
Citi Secured MasterCard  $0 $200 No rewards an all purchases Citi Identity theft solutions
TD Bank Secured $29 $300 Earn 1% cashback on all purchases Instant Credit Card replacement
 

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.