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Author - Sam
Updated: April 16, 2024 | Credit Card Review The card_name is a better business card for those flying with Southwest airlines. Enjoy exclusive benefits, such as upgraded boardings and inflight Wi-Fi credits, Global Entry, TSA-Precheck, and more. The card also comes along with a great suite of travel protections including trip delay insurance, auto rental insurance, baggage delay insurance, and much more (see details below).
The card_name has a $199 fee but I think the benefits & credits will justify it for those traveling southwest often. Your business expenses can potentially get you upgraded to A-list Preferred status! You get 1,500 TQPs for every $10,000 you spend on the card. You need a total of 35,000 TQPS per calendar year to reach A-list status and 75,000 TQPS per calendar year to reach A-list Preferred status. Plus, you can enjoy a free companion pass after earning 125,000 Rapid Rewards points in a calendar year (you can include the welcome offer). You will also get 4 free EarlyBird check-in passes. Global Entry & TSA Precheck credit, and fee Wifi on Southwest flight. Another interesting point is a $500 credit to transfer points from another Southwest account. The cost to transfer points is one penny per point so this credit covers 50,000 points.
- Credit: Good credit needed
- Step by step guide on how to apply without an LLC or C-Corp
- Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more personal cards (other issuers included) in the past 24 months. Hence, 5/24 rule
- Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
- Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
- Credit bureau: Chase Bank will usually pull your Experian credit report
- Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined.
- Check application status: You can check your application status at Chase.com / Customer Center / Check my app status or call 1 800 453 9719
- Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
Quickest way to get my card: You can request Chase to overnight your physical card by calling Chase customer service.
- Downgrade options: The Southwest Rapid Rewards Performance Business card can be downgraded to the Southwest Business Premier ($99). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.
Get 9,000 bonus points each cardmember anniversary.
Worldwide primary coverage on rentals for business purposes up to 31 days, and secondary coverage on rentals for personal purposes.
Earn a free companion pass after earning 125,000 Rapid Rewards points in a calendar year (welcome bonus points are included). Once earned the pass is valid for an unlimited amount of flights for the remainder of the calendar year plus for the full upcoming year. You will need to pay the companion’s taxes and fees.
Get a $500 credit to transfer points from another Southwest account (the cost to transfer points a penny per point so this credit covers 50,000 points)
Get your original manufacturer’s warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.
First and second checked bags are free on Southwest flights (this benefit is available to all Southwest customers no matter if you have their credit card or not).
Get a statement credit for Global Entry or TSA Pre-Check every 4 years.
Get inflight Wi-Fi credits for up to 365 credits per year (equaling one free credit each day).
Get up to $3,000 per person for lost or damaged luggage.
If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.
Use your card to pay for an upgraded boarding pass and get reimbursed up to 4 times per year.
Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $10,000 per claim, $50,000 per account.
Receive up to $500,000 if occurred on the carrier or at the airport/station. Receive up to $100,000 if occurred from when you leave until you return.
Get 1,500 TQPs for every $10,000 you spend on the card. You need a total of 35,000 TQPS per calendar year to reach A-list status. And 75,000 TQPS per calendar year to reach A-list Preferred status
The points can be used at approximately 1 penny per point to book award flights with one of the Southwest airline partners.
You can book award flights using your Southwest miles with Southwest airlines and its partners here.
You can use the points to Pay Yourself Back at 1.0 cent per point to pay the annual fee and 0.8 cents per point for up to $200 total in statement credits to offset purchases in the following categories:
- Dining
- Gas
