TD Cash Credit Card

welcome offer

Earn $150 after $500 spent within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers.

Bonus Cash Value

Approximately $150*

Annual Fee

$0

Card Rewards

Earn 3% cash back on dining

Earn 2% cash back on groceries

Earn 1% cash back on everything else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The TD Cash card is great for typical spending. You will earn 3% cashback on dining, 2% cashback on groceries. There is no fee for foreign transaction. With no annual fee, this is a great card for everyday necessities. Plus, get 0% APR for 15 months on purchases and balance transfers.

Card-Smart Tips & Advice
  • Good credit needed
  • TD bank will usually pull your Experian credit report
  • You can check your application status by calling 1 888 561 8861
Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by TD bank
  • It seems like you have the full 15 months to request the balance transfer to receive the Intro 0% APR offer
  • No penalty APR
Card Details And Benefits
  • No Foreign Transaction Fee

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.