United Business Card

welcome offer

Earn 60,000 points after $3000 spent within the first 3 months.

Bonus Cash Value

Approximately $780*

Annual Fee

$99 (waived 1st year)

Card Rewards

Earn 2 miles per $1 on purchases by United Airlines, restaurants, gas, office supplies

Earn 1 point per $1 spent everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The United Business Card is great for those traveling United as you earn 2 miles for purchases with United Airlines. More United benefits offered include a first free checked bag for both you and a companion, priority boarding, and 2 annual free United Club passes which allow you to enjoy the United lounge. Card members also receive better availability when booking reward flights on United Airlines. Stay protected with a great package of travel benefits and various insurance.

Card-Smart Tips & Advice
  • Good credit needed
  • This card is under the  Chase 5/24 rule
  • Step by step guide how to apply without a legal business
  • You can earn the welcome bonus even if you received the welcome bonus on the United Explorer business credit card
  • You can only get approved for up to 2 Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separately)
  • Chase Bank will not report business credit cards on personal credit reports
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • If declined you can call 1 800 453 9719 to be reconsidered
Card Details And Benefits
  • Earn $100 annual United travel credit after 7 United purchases of $100 or more
  • Earn 5,000 bonus miles each anniversary year, if you have both the United Business card and a United personal credit card
  • First checked bag free for you and your companion
  • Earn 25% back on United in flight purchases
  • Priority boarding
  • Earn 2 annual free United Club passes
  • Premier Upgrades on United flights (only for Mileage Plus Premier members)
  • Expanded award availability
  • Price Protection
  • No Foreign Transaction Fee
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Lost Luggage Reimbursement
  • Trip Delay Reimbursement
  • Extended Warranty Protection
  • Purchase Protection

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers.